Compliance

Security and compliance you can trust

Settlio is built with enterprise-grade security and designed to support regulatory compliance for debt collection, settlement, and recovery workflows.

ESIGN Act & UETA Compliance

Settlio electronic signatures comply with the Electronic Signatures in Global and National Commerce Act (ESIGN Act) and the Uniform Electronic Transactions Act (UETA), ensuring legal enforceability across all 50 U.S. states.

Legally binding electronic signatures
Signer intent capture and verification
Complete consent records
Document integrity verification

Data Security Standards

We implement comprehensive security controls aligned with industry standards to protect your data and documents throughout their lifecycle.

256-bit AES encryption at rest and in transit
SOC 2 Type II framework alignment
Regular penetration testing and security audits
Incident response and breach notification procedures

Access Controls & Authentication

Robust access management ensures that only authorized users can access documents and platform features.

Multi-factor authentication support
Role-based access controls (RBAC)
Session management and timeout controls
IP allowlisting for enterprise accounts

Regulatory Awareness

Settlio is designed with awareness of the regulatory landscape affecting debt collection, settlement, and financial services workflows.

TCPA-aware communication features
FDCPA workflow considerations
State-specific regulatory awareness
Configurable compliance controls

Important Disclaimer

Settlio is a technology platform that facilitates electronic signature workflows. The information on this page is provided for general informational purposes and does not constitute legal advice. Legal and compliance obligations may vary based on your specific use case, jurisdiction, and regulatory environment. Organizations should consult with qualified legal counsel to ensure their use of electronic signatures and digital document workflows complies with all applicable laws and regulations.